Update to the programming of the HUD-1 a Settlement Statement (HUD1A.MSC) for the formatting when viewed in Adobe PDF. Some of the words were out of the margin. 

Update to document selection rule for Third Party Paid Buydowns to still allow selection of the correct buydown agreement, specifically TBATPP.MSC, when not passing a closing cost charge for the buydown subsidy. 

Update to Texas Mechanic's Lien Contract (TXMLC.MSC) print the contractor's name on the notary acknowledgement as the default, not the Lender Name.

Update to the programming of the Multistate Fixed Rate Note (US3200.NOT) for the late fee charge to reflect as "0.000" instead of ".000". 

Update to the programming of the Settlement Statement (HUD-1) specifically in the Transfer Taxes and Title Policies to show in the appropriate column based on who is paying the charge, Seller or Borrower for business purpose loans that are exempt from Reg X. 

Update to the programming of the Uniform Residential Loan Application so that the page numbering is dynamic when added to the URLALLI.MSC. i.e. instead of 1 of 6 it would state 1 of 8 if the FORM.DATA feature is used to combine the forms.  

Update to the programming of the FHA Informed Consumer Choice Disclosure Notice (ICCDN.FHA) This is an annual update to the example numbers in the chart based on current interest rate FHA Loan • interest rate : 6% • monthly payment: $588.69 • insurance premium: $67.97 Conventional Loan • interest rate: 6% • monthly payment: $569.57

Good Faith Estimate of Settlement of Costs (GFEOSC.MSC) updated on Line 1201 for Charge (RecordingDeed, RecordingMortgage, RecordingRelease, RecFilingFee) if only one of them is there to be listed individually and adds them all up if more than one fee type is listed. 

The New Jersey Department of Banking and Insurance annually adjusts the definition of "high-cost home loan" under the Home Ownership Security Act of 2002 – the maximum principal amount of a loan that may be considered under this definition is $644,634 and is effective for all completed applications subject to the Act on or after January 1, 2026 (retroactive).

Update agent address information on Authorization for the Social Security Administration to Disclosure Your SSN Verification (SSA89ES.MSC) to print in standard font.