DocMagic Adds Support for eNotes with Trust Borrowers
March 2026 – Form Updates
March 2026 Term of the Month: AI/ML
AI/ML: An abbreviation for “artificial intelligence/machine learning,” used in Freddie Mac guidance. The term refers to the development of computer programs and systems which can perform “intelligent” tasks including reasoning, learning (e.g., machine learning), problem solving, and language understanding. (See also, https://guide.freddiemac.com/app/guide/faq/FA1447).
Regulatory Guidance on the Use of AI in Lending Takes Shape
March 2026 – Legal/Regulatory Update
Congress, States Propose New Financial Data Privacy Laws
March 2026 – Legal/Regulatory Update
New Form Added to Debt-Service Coverage Ratio Loan Plan
March 2026 – Form Updates
DocMagic has published a new document specifically for use with Debt-Service Coverage Ratio (“DSCR”) loans secured by investment property. DocMagic has included this form with our standard DSI_DSCRF plan that can be used as a base plan for making DSCR loans.
OLC Interpretation of CFPB Funding Structure Rejected in Federal Court
March 2026 – Legal/Regulatory Update
A federal judge issued a ruling on March 13, 2026, which rejected the legal theory that the Consumer Financial Protection Bureau (“CFPB” or “Bureau”) cannot request funds from the Federal Reserve unless the Federal Reserve is “profitable.”
Executive Order Proposes Significant Mortgage Lending Reforms
March 2026 – Article of the Month
Calyx Path Users - See Us at Bloom 2026!
Headed to Bloom 2026 on April 12–14 in Dallas? We’re a proud Silver sponsor and would love to connect.
New Document: Oklahoma ARM Rider
Document Title
New Document: Oklahoma ARM Rider
Form Name
OKARM.RID
New Oklahoma rider. (Date of Release to Production: 03/24/26)
Revised Document: California Subordination Agreement
Document Title
Revised Document: California Subordination Agreement
Form Name
CA3747.AGR
Updated to add new recording requirement on page 1 (added "Assessor's ID No." under "Recording Requested By"). (Date of Release to Production: 03/19/26)