February 2026 – Legal/Regulatory Updates
A recent tentative ruling by the Los Angeles County Superior Court may have far-reaching impact in the growing debate over bank-fintech partnerships and state regulators’ use of “true lender” theory in enforcing state usury laws.
February 2026 – Article of the Month
Appeal Heard by En Banc Panel
February 2026 - Legal/Regulatory Update
Allonge: An additional page attached to a Note that can be used for endorsements.
February 2026 – Legal/Regulatory Updates
February 2026 - Industry Announcement
Revised Document: Ohio Optional Credit Insurance
OHOCI.MSC
Updated to the most recently published model form version. (Date of Release to Production: 02/19/26)
Revised Document: Maryland VA Deed of Trust - MERS (Refinance)
MDDOTZYN.VA
Updated top margin on page 1 to 3 inches. (Date of Release to Production: 02/19/26)
Revised Document: Maryland VA Deed of Trust (Refinance)
MDDOTYN.VA
Updated top margin on page 1 to 3 inches. (Date of Release to Production: 02/19/26)
Revised Document: Maryland VA Deed of Trust - MERS (Refinance)
MDDOTZY.VA
Updated top margin on page 1 to 3 inches. (Date of Release to Production: 02/19/26)
