Update Audit for 2026 Pennsylvania Base Figure
Updated the Pennsylvania base figure audit to the 2026 adjusted figure from $319,777 to $329,411. Loans less than or equal to $329,411 may not have a prepayment penalty.
Updated the Pennsylvania base figure audit to the 2026 adjusted figure from $319,777 to $329,411. Loans less than or equal to $329,411 may not have a prepayment penalty.
Updated the exemption threshold from $33,500 (2025) to $34,200 (2026) used with form DRRCA.MSC. This is an annual adjustment effective January 1, 2026. Loan amounts equal to or less than threshold are exempt.
Texas Equity Line of Credit Security Instrument (MERS) (TXHESINHFLM.HLC) updated on second line in dynamic footer to read: "DEED OF TRUST - ‘FIRST LIEN’.
Update to DocMagic default logic to use the newer SSPL forms instead of the Pre-Trid version. The new form: ADSYCSF.MSC will be published with the LE and CD (looks like them). The old form: SSPL.GFE will be published with GFE 2010.
Update to the programming of the Iowa Permissible Fees audits to return when a charge paid to Lender by Borrower is not 'O'rigination, 'PF' Processing fee, or 'BF' Broker fee.
Update to the programming of the Vermont Permissible Fees Audit to allow for discount points if they are bonafide when paid to Lender. The audit should fire if the discount points are non-bonafide when paid to Lender.
Adding state-specific enotes for the deferred payment notes, forms 3297 and 3297Y, for NH, WV, VT (NH3297.NOT-SD, NH3297Y.NOT-SD, WV3297.NOT-SD, WV3297Y.NOT-SD, VT3297.NOT-SD, VT3297Y.NOT-SD)
Update to the programming of the Uniform Residential Loan Application - Lender Loan Information (URLALLI.MSC) to utilize a new plan feature for Seller Credit be included in line "L" on page 2 so it matches the LE and CD cash to close. Please contact customer service if you wish to have this plan feature added to your account.
HUD Addendum to Uniform Residential Loan Application (92900A.HUD) updated to add date to signature when signed electronically.
Ohio Disclosure of Right Not to Close (OHCD.MSC) updated to add date to signature when signed electronically.
HPML Appraisal Exemption