UAD - Uniform Appraisal Dataset.  This is a dataset that Fannie Mae and Freddie Mac (collectively, GSEs) will require lenders to include as part of their sale of loans to the GSEs.  The UAD contains appraisal-specific data that originates from the appraisal report and the process for creating the appraisal report.   

At the end of June, the Department of Housing and Urban Development (“HUD”) issued several mortgagee letters to revise guidelines for FHA loans.  In its release announcing the changes, FHA stated “the changes eliminate outdated requirements, reduce administrative burdens, and make FHA financing more efficient for homebuyers and lenders.”   The release stated HUD was announcing fourteen policy changes to “lower costs, reduce regulatory burdens, and improve affordability.”

The Kansas Office of the State Bank Commissioner recently revised regulations for the required notice to consumers about the licensee making the loan.  The form for the notice, the Kansas Notice by Licensee to Applicant (Form ID: KSNBLTA.MSC), is being revised as a result of the regulation update.  The revision was published in the Kansas Register July 9, 2026.

Updated to add additional fill space for "Borrower" definition on page 2. (Release to Production 07/23/26) 

Updated to add additional fill space for "Borrower" definition on page 2. (Release to Production 07/23/26) 

Updated with new language per revised legal statute. (Release to Production 07/23/26) 

Replaced "PUD" with "Condominium" at bottom of page 1. (Date of Release to Production: 07/23/26)

Updated to the most recently published model form version. (Date of Release to Production: 07/23/26)

New (legal size version of NORTCI.MSC) (Date of Release to Production: 07/23/26)

New (legal size version of NORTC.MSC) (Date of Release to Production: 07/23/26)